Pricing
Simple, transparent pricing.
Clear per transaction rates plus a monthly terminal or mobile app fee. No setup fees and no long contracts.
Transaction rates
In person
Tap to Pay on your phone and POS terminals
2.75%
+ $1.00 per transaction
Remote and online
Online, Collect Checkout, TXT2Pay and Electronic Invoicing
3.75%
+ $1.00 per transaction
QR Codes
Customer scans and pays from their app
2.00%
per transaction
Included with every account
- All seven payment channels on one account
- No setup or onboarding fees
- No minimum monthly sales
- No long term contract. Cancel anytime
- Direct settlement to your local bank
- Dashboard, reports and reconciliation
- Merchant app for iOS and Android
- Sandbox and API access
- Local support by phone, email and WhatsApp
Every major card and wallet accepted
On every channel. International cards welcome.
Visa
Mastercard
Discover
American Express
Diners Club International
JCB
China UnionPay
Apple Pay
Google Pay
Monthly terminal or mobile app fees apply. Rates are confirmed during onboarding. High volume? Talk to sales about custom pricing.
Cost estimator
Know what you'll pay each month.
Set your monthly sales, average sale and how you take payments to see your estimated monthly cost.
Estimated monthly cost
$722.49
About 4.82% of your monthly sales
- 2.75% of $15,000 in sales
- $412.50
- 300 transactions × $1.00
- $300.00
- Merchant app monthly fee
- $9.99
- Total
- $722.49
Estimate only, based on 300 transactions a month. Excludes taxes, refunds and chargebacks. Your final rates are confirmed during onboarding.
Hardware
Lease a terminal, or use your phone.
No large upfront cost. Lease a terminal month to month and swap or return it whenever your needs change.
Merchant app
$9.99/month
Turn your iPhone or Android phone into a contactless terminal.
- Tap to Pay
- TXT2Pay and QR Codes
- Electronic Invoicing
- Digital receipts
Smart POS terminal
$24.99/month
An all in one Android terminal with built in printer, 4G and Wi‑Fi.
- Tap, chip and swipe
- Inventory and staff accounts
- Printed receipts
- Free replacement if it fails
Countertop terminal
$14.99/month
A compact, reliable terminal for a fixed checkout counter.
- Tap, chip and swipe
- Ethernet and Wi‑Fi
- Pairs with your till
Compare
Just Pay vs. a traditional bank.
| Feature | Just Pay | Traditional bank |
|---|---|---|
| Time to start accepting payments | Minutes, once approved | Typically 3 to 6 weeks |
| Application | Online form + eSignature | Paper forms and branch visits |
| Setup fee | None | Often charged |
| Monthly fees | Terminal or mobile app fee only | Account fee plus terminal rental |
| Contract | Month to month | Often 12 to 36 months |
| Tap to Pay, TXT2Pay, Electronic Invoicing, QR Codes, Collect Checkout, POS and Online from one account | ||
| Use your own phone as a terminal | ||
| API, SDKs and e-commerce plugins | ||
| Real time dashboard and reconciliation |
Your next sale could be by card.
Join the Caribbean businesses getting paid faster with Just Pay. Start your onboarding now and be ready to accept payments today.
- No paperwork
- No setup fees
- No long contracts